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Credit Cards 0Credit Cards 0 is a third party reviewer of Australian credit cards and will help you make an informed decision.

Credit Cards 0 is a free Australian comparing and applying for 0% and $0 credit cards.

Our team of professional editors will help guide you towards the best decision to suit your needs.

We offer valuable information and easy comparison of our bank's credit cards to help.


Find out how you can use balance transfers, promotional offers and competitive credit cards to never pay a cent on your credit card again.


Compare Australia's Best Zero Credit Card Offers

St George Vertigo Offer

St.George Vertigo MasterCard

The St.George Vertigo MasterCard is the ideal low rate shopping card. Save with an amazing introductory offer on both purchases and balance transfers for the first 6 months. Also enjoy instant discounts and added extras with the St.George Instant Benefits Program

  • $55 annual fee
  • 12.49% p.a. on purchases
  • 2.99% p.a. for 6 months on balance transfers
  • Cash Advance Rate of 21.24%
  • Comes with free secure online shopping service



Compared below are a handful of the best credit cards with a 0% balance transfer offer or a $0 annual fee. Enjoy the best rates and fees on your credit cards - zero!

Credit Card Card Details Interest Rate (p.a.)

Cash Advance Rate fee

(p.a.)
Balance Transfer Rate (p.a.) Annual fee Interest free days (up to)

ANZ Low Rate MasterCard

ANZ LowRate MasterCard

Best Zero Percent Credit Card

ANZ offer one of the lowest rates on the market at 13.24% p.a, along with ANZ Falcon security and a 0% p.a.balance transfer offer.

Click here to see this card at ANZ.com.au

13.24% 21.49% 0% p.a. for 6 months $58 55

Click here to apply for the ANZ Low Rate MasterCard

Find out more about the ANZ Low Rate MasterCard

Citibank Platinum Visa Credit Card

Citibank Clear Platinum Visa

Take advantage of a card with the prestige and status of Platinum but with a low interest rate of 11.49% p.a.


Enjoy Citibank World Privileges, offering entertainment & retail discounts worldwide.


Click here to see this card at Citibank.com.au

11.49% 21.24% 0% p.a. for 6 months $49 first year (Save $50) 55

Apply now for the Citibank Platinum Visa

Find out more about the Citibank Platinum Visa

BankWest Zero MasterCard

Suncorp Clear Options Standard Visa

Featuring 1.9% p.a. for 12 months on balance transfers a low ongoing 12.24% on purchases and a $39 annual fee.

Click here to see this card at Suncorp.com.au

12.24% 17.99% 1.9% p.a. for 12 months $39 55 Apply now for the BankWest Zero MasterCard

Find out more about the BankWest Zero MasterCard

BankWest Zero MasterCard

BankWest Zero MasterCard

No annual fee ever. Up to three complimentary cardholders for free. 3.99% p.a. for 9 months on balance transfers

Click here to see this card at BankWest.com.au

16.99% 16.99% 3.99% p.a. for 9 months $0 55 Apply now for the BankWest Zero MasterCard

Find out more about the BankWest Zero MasterCard

American Express Gold Ascent Credit Card

American Express Gold Ascent Credit Card

Best Zero Annual Fee Card

Enjoy a generous rewards program and up to 44 days interest free on purchases at no annual fee, ever.

You have the flexibility to opt in for a $80 annual fee if you wish to double your reward points.

Click here to see this card at AmericanExpress.com

20.49% 20% - $0 44 Apply now for the American Express Gold Ascent Credit Card


Find out more about the American Express Gold Ascent Credit Card

St George Vertigo MasterCard

St George Vertigo

The Vertigo MasterCard is one of Australia's most competitive low rate cards.

Comes with St George Instant Benefits which offers discounts on selected retail and entertainment.

Click here to see this card at Stgeorge.com.au

12.49% 21.24% 2.99% p.a. for 6 months $55 55

Apply now for the St George Vertigo

Find out more about the St George Vertigo MasterCard

1.9% p.a. for 12 months

The Best 0% Purchase Credit Card

April 1st, 2010 by Rachal

When you use 0 purchase credit cards you have to be careful about spending. They are not interest free forever so you should only spend what you can afford to pay back before the offer expires. It is important to note the other constraints of these cards.

Using 0 purchase credit cards to finance transactions that [...]

The Best 0% Purchase Credit Card


Credit Card 0 With ANZ Balance Visa

February 8th, 2010 by admin

The ANZ Balance Visa card is the only credit card in Australia gives customers reward points for every dollar they pay down on their credit card balance. This is a good incentive to pay off your credit card statement in full each month.

Credit Card 0 With ANZ Balance Visa


Credit Card 0 With BankWest Zero Platinum

February 8th, 2010 by admin

The BankWest Zero Platinum MasterCard is a fantastic zero annual fee platinum card. It comes with many benefits such as 24/7 concierge service to help you arrange travel, bookings, shopping and medical services.

Credit Card 0 With BankWest Zero Platinum


Credit Card 0 With ANZ Low Rate MasterCard

February 8th, 2010 by admin

The ANZ Low Rate MasterCard is jam packed full of features such as a 0%p.a on balance transfers for six months and a low ongoing interest rate of 11.74%p.a on purchases. With this credit card you also have to option to personalise your card by uploading your favourite photo or design.

Credit Card 0 With ANZ Low Rate MasterCard


Credit Card 0 With Citibank Clear Platinum

February 8th, 2010 by admin

Here is an overview of the features of the Citibank Clear Platinum credit card. It will help you decide whether this is the right card for you.

Credit Card 0 With Citibank Clear Platinum



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