Credit Card 0 With ANZ Balance Visa

To apply for the ANZ Balance Visa credit card 0, you will have to satisfy certain criteria:

1. You must be at least 18 years of age
2. You must have a good credit rating
3. You must earn a taxable income of at least $15,000 per year, or at least $50,000 per year if you are applying for the Gold version of the card
4. You must be a permanent Australian resident

Provided you fulfil these criteria, you can make a quick and easy online application for the ANZ Balance Visa credit card, but before doing so it is advisable that you collect together all your personal and financial details so that the process is not interrupted by the connection timing out for security purposes.

For the credit card 0 you need:

• Your Australian Driver’s licence, if you have one

• Your employer’s address and contact number, as listed in the White Pages

• Your accountant’s name and contact number if self employed.

• Details of your income, assets and liabilities.

The application should take around ten to fifteen minutes to complete, and once you have submitted your application you will receive a response within sixty seconds. An approval will be an approval in principle, meaning the decision is based on the information you have submitted, which may require subsequent verification. Your identity will certainly require verification, and this must be done in person at a branch of the ANZ.

Here is an overview of the features of this credit card 0, so you can decide whether this is the right card for you:

• An interest rate of on balance transfers

• An ongoing interest rate of p.a. on purchases

• Earn one point for every $1 you pay off your credit card balance. This is the only credit card in Australia that rewards you for reducing your credit card balance Use your points for cashback, shopping vouchers or gift cards

• Choose whether you receive your rewards every three, six or twelve months

• An annual fee of

• A $10 additional cardholder fee

• An interest rate of on cash advances

• Up to 55 days interest-free on purchases

• Up to $15,000 credit limit

With this credit card 0, you will also have the option of designing your own credit card with an image of your choice. All you have to do is upload your favourite photo or design, or choose from one of ANZ’s available images in their image library. This option is open to both existing customers and new customers, and costs $15 extra.

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