Australian Visa Balance Transfer Credit Cards – An Overview

Are you in the market for Visa balance transfer credit cards but don’t exactly know what is around? Welcome to our overview of Visa balance transfer credit cards and their individual features.

In this article you will learn what issuers will give you with your chosen balance transfer card. By having this comprehensive overview on the one page it becomes much easier to select the right card for your needs.

A Comprehensive Overview of Visa Balance Transfer Credit Cards:

The following Visa cards are on offer as balance transfer cards. We have listed each one with some information on its features and costs to give you an idea where to start looking closer.

1. Citibank Platinum Visa: The Citibank Platinum Visa is one of the best platinum credit cards. You can pay just 4.9% p.a. on balance transfers for life. Afterwards the rate will revert to the standard APR which currently is 20.99% p.a. The card comes with a 55 days interest free days feature and will set you back $49 (First Year, Save $50) per year in card fees.

2. ANZ Balance Visa: The ANZ Balance Visa is another zero percent credit card with a six months term. Once the term has matured you will pay 13.74% p.a. interest for purchases and a cost of $79 per year for the card. The ANZ Balance Visa also comes with an up to 55 days interest free feature on purchases.

3. Citibank Silver Visa: The Citibank Silver Visa offers a 2.9% p.a. for 12 months balance transfer rate. A low annual card fee of $89 assures you don’t pay through the nose for the privilege of using this card. once the 12 months are over the card will revert to a relatively high interest rate of 20.49% p.a. You also get up to 55 days interest free days on purchases.

4. Citibank Gold Card: The Citibank Gold Card can be had either as a Visa or a MasterCard. Enjoy a low 2.9% p.a. balance transfer rate for 12 months. once the term has matured you pay 20.49% p.a. interest on purchases. The card costs $149 per year in fees.

5. Citibank Platinum Card: The Citibank Platinum Card will give you a low rate for life! With a 4.90% p.a. balance transfer rate for life you can enjoy the convenience of using low balance transfers for the life of suing the card. You need to show proof of a good credit history and have a high annual income to take advantage of this card. The annual card fee is therefore quite steep at $250. You’ll also get a up to 55 days free interest deal on purchases.

By now you should see at once which of the above Visa balance transfer credit cards are the best choice for you.

People who viewed this Page also viewed these Pages