Credit Card 0 Comparisons

If you do a credit card 0 comparison you will quickly see that some offers are better then others. This is especially important if you are looking for other types of rewards from your credit card. Often a 0% p.a. is not the only reward that a card offers but it might not always be beneficial to take advantage of everything right away. Most of the time when you do a balance transfer it is best to pay that debt off completely before you begin spending on the card. If not you will wind up paying excessive interest on those purchases until the balance transfer is clear.

Credit Card 0 Comparison:

* The Citibank Clear Platinum Visa might be the best of the best when you look at a credit card 0 comparison. This is one of the few cards that offers 0.99% p.a on balance transfers for 6 months. There are 55 interest free days and an $49* annual fee. To apply for this card you must have an income of at least $50,000 per year.
* The ANZ Low Rate MasterCard has an 12.74% p.a. on purchases and 55 interest free days. The card carries a $58 annual fee.
* The ANZ Balance Visa Card is another great deal because of its reward programme which offers one point for every dollar you repay to your debt including balance transfers, interest, and fees. The interest rate for purchases is 13.74% with a 55 interest free days and a $79 annual fee.
* The HSBC card has no annual fee for the life of the card. The interest rate for purchases is 16.99% and there are 55 interest free days.

All of those listed in the credit card 0 comparison above have some great benefits. You will have to narrow it down to the ones that you are eligible to apply for and then decide which one best suits your spending habits. Be sure that you get rewards that you are going to use. Also you must be careful with any balance transfer and make it worthwhile by paying it off as quickly as possible. Some people will tell you to continue doing credit card 0 comparisons and continue to roll the debt from one card to another. This is challenging to keep up with at best. Even if you can maintain it each of those new cards adds marks in your credit file. Instead, choose the card that is best for you long term and pay of the balance transfer as fast as you can.

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