Heritage No Frills Classic Credit Card

If you are tired of searching through the seemingly endless supply of credit cards offering bonuses, airline miles, points and extra rewards when all you really want is a credit card that lets you do your regular shopping, then it is time to look at a different kind of credit card.

Are you tired of paying extra penalties and fees on a card that contains all of these frills when you don’t even use them? If you answered yes then you are probably a great candidate for the No Frills Classic Credit card offered by Heritage Building Society.

Heritage puts its customers first, and realized that some customers want a simple credit card with no added frills, something they can use to make everyday purchases and buy the big stuff when they need to. So they began to offer the No Frills Classic card. It has the security of Visa, the accessibility of four of Australia’s largest banks and the savings of no monthly fees and low interest rates. Simply put, the No Frills Classic card gives you everything that you need and nothing that you don’t!

A Large Banking Network

The Heritage Building Society understands that its customers need to have accessibility to their transaction accounts and credit card balances at all times. There are also those times when you need to check your balance and make cash withdraws from ATMs. So not only can you access your account information or get a cash advance through your Classic card at any Heritage ATM 24 hours a day, but in an effort to provide their customers with even more locations Heritage has teamed up with some of Australia’s largest banks to provide a larger ATM network. If you have a No Frills Classic credit card from the Heritage Building Society, you will be able use ATMs from Westpac bank, St.George bank and BankSA. This is gives you access to over 2900 ATM locations all around Australia! You also will not be charged any ATM operator fees for using these ATMs and for most types of transaction accounts you will pay zero fees on balance enquires or cash advances. Some account types may require a small fee of $1.75.

Save Money On Interest Rates And Fees

The No Frills Classic credit card from the Heritage Building Society helps you to save money while offering accessibility. The card has a low introductory interest rate of 8.95% p.a. for a whole 12 months. After this first year the interest rate reverts back to the standard rate of 11.80% p.a. The Classic card also doesn’t charge you an annual fee, which saves you even more.

The card helps to make your life easier by offering flexible payment options. You can pay $30 of your balance as a minimum or 5% of the total monthly balance, which ever figure is higher. You can also get a credit limit with this card that can be as high as $10,000 or as low as $1000. You can also save yourself time by linking your transaction accounts to your No Frills card, meaning that you can perform your everyday shopping tasks using a single card. No more having to carry around multiple cards.

Complete Personalization

Even though you may not want to pay for frills and benefits on your credit card that you don’t want, that doesn’t mean that you shouldn’t have the ability to personalize your credit card to fit your individual personality. The Classic card lets you personalize your card by placing almost any photo you want on it. This lets you make a statement or just show off some of your style.

By visiting www.chooseyourowncard.com.au you can upload any picture from your computer and place it on your card. This online personalization process is easy, fast and fun to do. You can simply choose your desired picture, use the photo tools to fit it to the right size for the photo slot on the card and that is it! Your card will be a statement of your personality. This statement only costs $15 and you can update to a new photo anytime you wish to. Upload your own face onto the photo section for added security. Speaking of security, the No Frills Classic credit card offered by the Heritage Building Society is 100% verified by Visa. This means that you know it is safe to use. It also means that you will have access to thousands of Visa accepting merchants all over the world. You will also be able to access things like Visa Entertainment through your Classic card.

Summary

Choosing a credit card today can be tough. Too many cards with too many features and benefits are out there. For the average credit card user, these expensive benefits represent an added expense that they don’t want. Frills cost money and that money is usually charged back to the cardholder through penalties and fees. Many people want a no frills credit card. Something that lets them make purchases, pay their bills and then pay off their monthly balances without having to deal with points, rewards and other frills. These people also want to save more of their money by paying a lower interest rate with no monthly or annual fees. They also want the security and accessibility that a credit card should offer. This is why so many people are choosing the No Frills Classic credit card offered by Heritage Building Society. This simple card gives you what you need and nothing else and saves you money in the end.

Switch Your Credit Card To The Heritage Building Society No Frills Classic Credit Card And Stop Paying For Frills and Features That You Don’t Want!

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