Virgin High Flyer Credit Card Review

The Virgin High Flyer credit card is a truly great card. In terms of both cost and rewards it is easily one of the best that is currently available. Probably the biggest issue that people have with rewards plastic is the high cost of owning it. The complaint is that the cost is often more then the value of the reward, but that is not the case here. Even though the annual fee is a steep $249 it is easily offset by the benefit of the by one get on free offer that comes with ownership. Since we are talking about a frequent flyer rewards scheme, that offer means by one seat and get a second one free.

Virgin High Flyer Credit Card Benefits

Flights – The card comes with a buy one get on free offer that you can use up to four times per year. All you have to do is book, using your Virgin High Flyer credit card and you will be able to get a second seat free. You will also earn points at a rate of 1.25 Velocity rewards points for every dollar you spend. Those can be redeemed with Virgin Blue and their partners for travel to more then 400 worldwide destinations.

Cover – While you travel you will get free international travel insurance as long as you booked your trip with this plastic. The items you buy are also covered through a complimentary extended warranty and purchase protection insurance.

Rates – You might expect to pay a high interest rate for all of these benefits. However, at 20.99% for both purchases and cash advances they are competitive with other rewards plastic. The balance transfer deal gives you the first six months you own the card at a rate of only 6.9% per annum.

Security – This card is backed by the best security features in the business. This includes Fraudshield which constantly monitors your account for suspicious activity. The plastic itself is embedded with advanced chip and pin technology. You can shop on line with security knowing that there are advanced security features there too. If all else fails the Visa Zero Liability Guarantee protects you from responsibility for fraudulent charges made to your account.

Concierge – As a platinum cardholder this is one of the best perks available. All day and every day you can contact them by phone to help you make reservations, recommend restaurants and other services, or get you tickets to virtually any event.

More – There is simply more to this owning this plastic. You will be able to opt in to the Airport SpeedPass program and have access to Visa Front Line. Through Virgin you can get great deals on their entire family of products.

The Virgin High Flyer credit card is an excellent card from a great company. Whether you need to travel here or overseas it is the one thing that you absolutely must have in your wallet.

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